Helping Businesses and Individuals Obtain Coverage and Benefits

Insurance companies regularly dispute the coverage details of individuals and small business policyholders when they need it the most. Other times there are competing claims to life insurance proceeds.

Some of the coverage problems that can arise involve: 

• Life Insurance
• Long Term Disability
• Business Tort and Intellectual Property Claims
• Professional Liability Coverage
• Business Interruption Coverage
• Products Liability Coverage
• Health Insurance Coverage

Life Insurance

Sometimes multiple people claim the right to life insurance proceeds. Other times, the insurance company wrongfully finds creative reasons to deny payment to the beneficiary.  It is important to evaluate these issues under both Texas and federal law. Often, suit should be filed against the insurance company or an internal appeal filed under ERISA if the policy was purchased through an employer.

A good insurance litigation attorney is an essential asset in collecting the full amount of coverage from an insurance policy.

 Insurance Bad Faith

An insurance company owes a standard of care to a policy holder. If an insurance company breaches its contract with a policy holder, the policy holder may have a cause of action which in Texas is called insurance bad faith. This is an action against an insurance company where the insurance company has without proper cause:

• Wrongful Denial of a Claim
• Unreasonable Delay in Paying Benefits
• Unreasonable Cancellation of a Policy
• Failure to Conduct a Reasonable Investigation
• Rescission of Coverage

Denied  property, disability,  life, or health insurance benefits?

Our attorneys are dedicated to fighting the abusive tactics of insurance companies that unfairly deny claims for disability or life insurance benefits. Our attorneys are dedicated to fighting for the benefits you or your loved one paid for and deserve. It is very important to contact an attorney as soon as possible, particularly for disability claims covered by ERISA.  We assist clients throughout North Texas including Plano, Mckinney, Frisco, Sherman and Denison as well as Collin, Denton, Grayson, Fannin, and Cook counties. 

Contact attorney J. Michael Young at (903) 892-9133 for a consultation at no charge.

_{Lawyers assisting individuals and small businesses wrongfully denied insurance coverage or benefits throughout North Texas, including the Dallas Fort Worth metroplex, Plano, McKinney, Sherman, Denison and other communities in Collin, Cooke, Dallas, Denton, Fannin, Grayson, Hunt, and Tarrant counties.}